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For complete Terms & Conditions, visit https://www.mysynchrony.com
Variable Rate Information
The Annual Percentage Rate for all Accounts (excluding the Delinquency Rate) may vary and will equal the prime rate plus 14.73%, but in no event less than 21.98%. The “prime rate” is the highest bank prime loan rate as published in The Wall Street Journal in its Money Rates section on the 5th business day preceding the first day of the billing period.
23 days if no previous balance and full payment is made; otherwise none.
One Cycle Average Daily Balance (Including New Purchases).
Late Payment Fee:
$29.99 if the Balance is $249.99 or less and $39.99 if the Balance is $250.00 or more. (Balance is Account balance on date fee is applied.)
Overlimit Fee: $39
Return Check Fee: $39.99
Transaction Fee for Cash Advances: 4% of the amount of each cash advance, but not less than $5.
The information about the costs of the Card described above is accurate as of February 1, 2010. This information may have changed after that date. To find out what may have changed, write us at RSF FCRA, P.O. Box 981439, El Paso, TX 79998-1439. The terms of the agreement may be changed by us as provided in the agreement.
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